Editorial policy

Who writes and reviews our guides

Guides, calculators, and question-and-answer pages are written and reviewed by the My Construction Path editorial team. We publish as a team, not under individual bylines. Each guide has a short line near the top saying our editorial team reviewed it, with the date of the last review.

How we check pages

• Primary sources first. We take rules and definitions straight from the agencies and laws that set them, such as the Fannie Mae Selling Guide, federal regulations in the Code of Federal Regulations, the Consumer Financial Protection Bureau, FEMA, the U.S. Census Bureau, and state statutes and agency sites.
• Quotes are word for word. When we quote an agency, we copy the text exactly from the source and link to it.
• Numbers carry a date. Every statistic names its source and the period it covers.
• Dates are shown. Pages show when they were last updated. When we change what a page says, we update that date.
• Regular reviews. We review groups of pages on a quarterly schedule, and sooner when an agency changes a rule we cite. In a review, we make sure the links still work, the quotes still match the source, the numbers are current, and the page still reflects current agency guidance.
• No pricing or promises. We don’t publish loan pricing, and we don’t promise that any reader will be approved for a loan. Lenders set their own requirements, and they can be stricter than agency minimums.

Corrections

If you see something that is wrong or out of date, email info@myconstructionpath.com with the page address and what you think needs to change. We’ll check it against the source. If a fix is needed, we correct the page and update its “Last updated” date.

We are not a lender

My Construction Path is not a lender. We don’t make loans, make credit decisions, or offer credit. When you ask to be connected, we pass your request to construction lenders who may be able to help. Each lender reviews your application and sets its own approval standards.

How this site is funded

My Construction Path is free to use. We earn money from advertisers, and some lenders and companies may pay to be listed on the site. Being an advertiser doesn't change our answers or how we write about a topic. Our articles are written to help you understand your options, and we cite the agencies and sources behind them. When you ask to be connected with a lender, your request goes to My Construction Path, not directly to a lender. A member of our team reviews it and connects you with a lender, and if you picked one, we note it as your preference. Always compare offers and ask each lender for an official Loan Estimate before you decide.